Terms of Service

    Last updated: 17 September 2026

    1. Introduction

    These Terms of Service ("Terms") govern your use of the Warranty Market website located at warranty-market.com ("Website") operated by Warranty Market Limited ("Company", "we", "our", "us").

    By accessing or using our Website, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Website.

    2. Company Information

    Warranty Market Limited is a company registered in England and Wales under company number 16839023. Our registered office is at 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ.

    3. Nature of Our Service

    Warranty Market is an independent research and comparison platform for structural warranties (latent defects insurance) in the UK. We provide information to help users make informed decisions about warranty providers.

    Important: We are NOT an insurance broker, insurance adviser, or intermediary. We do not:

    • Sell or arrange insurance policies
    • Provide insurance advice or recommendations
    • Act as an agent for any warranty provider
    • Guarantee the availability, terms, or pricing of any warranty product

    Any quote requests submitted through our platform are forwarded to warranty providers for their consideration. The decision to offer a quote and the terms of any policy are entirely at the discretion of the warranty provider.

    4. Use of the Website

    You agree to use the Website only for lawful purposes and in a way that does not:

    • Infringe the rights of others
    • Restrict or inhibit anyone else's use of the Website
    • Violate any applicable laws or regulations
    • Transmit any harmful, offensive, or unlawful material
    • Attempt to gain unauthorised access to our systems
    • Use automated systems to access the Website without permission

    5. Information Accuracy

    We endeavour to ensure that the information on our Website is accurate and up-to-date. However, we compile information from publicly available sources and cannot guarantee its accuracy, completeness, or timeliness.

    Provider ratings, reviews, and other information are subject to change without notice. We recommend that you verify all information directly with warranty providers before making any decisions.

    6. User Accounts

    Some features of our Website may require you to create an account. You are responsible for:

    • Maintaining the confidentiality of your account credentials
    • All activities that occur under your account
    • Notifying us immediately of any unauthorised use
    • Ensuring that all information you provide is accurate and current

    We reserve the right to suspend or terminate accounts that violate these Terms or are inactive for extended periods.

    7. User-Generated Content

    Our Website may allow users to post reviews, comments, and forum discussions. By posting content, you:

    • Grant us a non-exclusive, royalty-free licence to use, display, and distribute your content
    • Confirm that your content is accurate and does not violate any third-party rights
    • Accept responsibility for the content you post

    We reserve the right to remove any content that we consider inappropriate, misleading, or in violation of these Terms.

    8. Intellectual Property

    The Website and its original content, features, and functionality are owned by Warranty Market Limited and are protected by international copyright, trademark, and other intellectual property laws.

    You may not reproduce, distribute, modify, or create derivative works from any content on this Website without our express written permission.

    9. Third-Party Links

    Our Website may contain links to third-party websites, including warranty provider websites. These links are provided for your convenience only. We do not endorse or assume any responsibility for the content, privacy policies, or practices of any third-party sites.

    10. Limitation of Liability

    To the fullest extent permitted by law, Warranty Market Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

    • Loss of profits, data, or business opportunities
    • Any decisions made based on information provided on our Website
    • Any dealings with warranty providers
    • Any interruption or cessation of our services

    Nothing in these Terms excludes or limits our liability for death or personal injury arising from our negligence, fraud, or any other liability that cannot be excluded by law.

    11. Indemnification

    You agree to indemnify, defend, and hold harmless Warranty Market Limited and its directors, officers, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Website or violation of these Terms.

    12. Changes to Terms

    We reserve the right to modify these Terms at any time. We will notify users of any material changes by updating the "Last updated" date. Your continued use of the Website after such changes constitutes acceptance of the new Terms.

    13. Governing Law

    These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

    14. Severability

    If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

    15. Contact Us

    If you have any questions about these Terms, please contact us: